The Six Thinking Hats method, devised by Edward de Bono, is a powerful tool for structured thinking and decision-making.

Stop, take a breath; that’s better. The concept of wealth often gets narrowly defined by financial success. However, Sahil Bloom's insightful framework in "The 5 Types of Wealth" challenges this notion, offering a more holistic approach to achieving a fulfilling life.

As we navigate through the recent market fluctuations caused by Donald Trump's trade tariffs, it's essential to understand that such volatility is often temporary. While it may seem concerning in the short term, history has shown us that no United States president can negatively impact markets in the long run.

The inevitable is happening as I write. US and global Stock prices are falling as short-term investors have become increasingly concerned about…what?

Millions of KiwiSaver accounts are influenced by global market prices, which can seem daunting. However, it's important to remember the background of strong equity market gains in recent years.

As we move further into 2025, many investors who have traditionally relied on cash and term deposits are facing a challenging reality: interest rates continue to fall, eroding the value of these once-reliable investment vehicles.

John Heywood's proverb, "Cut your coat according to your cloth," serves as an enduring reminder of the importance of living within our means. This principle is especially crucial when it comes to managing public funds, such as taxes.